Mortgage Rates December 2025 Canada . The bank of canada today reduced its target for the overnight rate to 3¾%, with the bank rate at 4% and the deposit rate at 3¾%. Along with an anticipated period of declining interest rates, a spate of new mortgage rules should help improve affordability for some home buyers.
3 year and 5 year mortgage rates forecast in tables by day and month. December 2025 canada mortgage rates forecast.
Mortgage Rates December 2025 Canada Images References :
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Mortgage Interest Rates Forecast 2025 Darcy Melodie , Increasing the $1 million price cap for insured mortgages to $1.5 million, effective december 15, 2025, to reflect current housing market realities and help more canadians.